Skimming

The practice in health programs paid on a prepayment or capitation basis, and in health insurance, of seeking to enroll only the healthiest people as a way of controlling program costs (since income is constant whether or not services are actually used). Contrast with adverse selection. Sometimes known as creaming.


A type of speeded-up reading in which a person gets a general idea of a selection’s content without reading word for word.


In health care, the practice of a for-profit corporation entering the market, attracting the business of patients who can pay, and avoiding treating the indigent.


 


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